Most comparisons stop at the price.That's where ours starts.
We quote every insurer at the same cover level as your current policy — then tell you what the excess, the workshop terms and the no-claim discount actually mean. A like-for-like check, in writing, within one working day.
Send a photo of your renewal notice. No form, no phone call, no obligation.
- Singapore registered · UEN 202638578E
- Licensed Singapore insurers only
- One consultant, start to finish — no call centre
- Nothing to pay us, ever
What we do
We compare motor insurance renewal quotes for drivers in Singapore.
You send one message. We do the comparing. You get a written summary of what each insurer we approach is quoting — the premium, the excess, the workshop terms and whether your no-claim discount carries across. The summary names which insurers we approached and why we didn't approach the rest.
You decide what to do with it. No obligation, and nothing to pay us.
The like-for-like check
Two motor policies can cost within a few dollars of each other and behave completely differently the day you claim.
The premium is the number on the renewal notice. It isn't the number that decides what the policy is worth.
What we check, on every quote
Excess
— what leaves your pocket before the insurer pays anything
Workshop terms
— your own workshop, or only theirs
No-claim discount
— whether yours carries across, and whether it survives one claim
Named drivers
— who else can drive it, and what the excess becomes when they do
We quote against the same cover level as your current policy, so the figures sit side by side honestly. That's the whole difference. A cheaper number against thinner cover isn't a saving — it's a bill you haven't been handed yet.
How it works
Send your renewal notice
A photo of the notice or your policy schedule is enough. Cover the NRIC number before you send — we don't need it.
We compare
We approach the insurers on our panel whose underwriting fits your vehicle and your driving record.
You get a written summary
Within one working day. Premium, excess, workshop terms, no-claim discount — side by side, in plain English.
You decide
Take it up, stay where you are, or do nothing. Entirely your call.
Two ways this goes
Without the check
- The notice arrives, the number is a bit higher, you let it renew
- You find out what your excess is standing next to a damaged car
- You discover your workshop isn't on their list after the tow truck has gone
- Your no-claim discount quietly resets and nobody mentions it
With it
- You know your excess before you need it, not after
- You know which workshop you can actually use
- You know whether one claim costs you your no-claim discount
- You know whether the renewal in front of you was already the right one
Why people come to us
You talk to one consultant, not a queue of them.
Your details go to the one consultant handling your enquiry. You hear from us and nobody else — not from insurers, not from other agents.
Nothing to pay, and we'll say so when there's nothing to change.
Sometimes the renewal you've been sent already matches what our panel is quoting. When that's the case we say so, rather than manufacture a reason to move. We'd rather be the people you come back to next year.
Common questions
Is this free?
Yes, to you. Insurers pay us a commission if you take up a policy through us, and that commission is already accounted for in the premium the insurer quotes. You pay us nothing on top, either way.
Will I get spam calls?
No. We don't sell or pass on contact details for marketing, and we don't cold-call. To get you a quote we do have to give the relevant insurers what they need to price it — that's set out in our Privacy Policy — but nothing goes anywhere for marketing purposes.
What do you need from me?
Your renewal notice or policy schedule. If you'd rather type it out, your vehicle registration number and your policy expiry date are enough to start.
Do I have to buy anything?
No. Plenty of people get the comparison, decide their current insurer is fine, and stay where they are. That's a perfectly good outcome.
How long does it take?
One working day in most cases. If an insurer is slow coming back we'll tell you rather than leave you waiting.
One message to one consultant. No form to fill, no call unless you ask for one, and no obligation at the end of it.